Frontwave Credit Union
Oceanside, CA · EIN 95-1820763 · Rank 5,732 by total revenue
A cooperative, organized for the purpose of promoting thrift and savings amongst its members.
Money, Form 990 for tax year 2024
- Total revenue
- $93,343,572
- Total expenses
- $86,086,523
- Total assets
- $1,408,445,733
- Salary base (all salaries and wages)
- $20,423,575
- Salaries, other pay and benefits
- $25,800,534
- Employees
- 316
- Salary base per employee
- $64,632
"Salary base" is Form 990 Part IX lines 5 to 7. "Employees" is everyone who got a W-2 that year, full or part time. Form 990-EZ and 990-PF report pay differently; see About the data.
Leadership (17)
| Name | Title | Role | Hours/week | Total pay |
|---|---|---|---|---|
| William Birnie | PRESIDENT/CEO | Officer | 40 | $411,283 |
| Todd Kern | CHIEF EXPERIENCE OFFICER | Officer | 40 | $341,909 |
| Sarai Rodgers | CHIEF HUMAN RESOURCES OFFI | Officer | 40 | $340,662 |
| Paul Leonhardt | CHIEF LENDING OFFICER | Officer | 40 | $331,504 |
| Dennis Kingery | CHIEF FINANCIAL OFFICER | Officer | 40 | $316,101 |
| Kendall Schorr | CHIEF RISK OFFICER | Officer | 40 | $292,002 |
| Ryan Huff | CHIEF INFORMATION OFFICER | Officer | 40 | $198,630 |
| William Wells | CHIEF INFORMATION OFFICER (UNTIL 1/12/24) | Officer | 40 | $69,453 |
| Amanda Cook | TREASURER | Board, Officer | 3 | None reported |
| Brian Sutton | CHAIRMAN | Board, Officer | 3 | None reported |
| Gary Greving | SECRETARY | Board, Officer | 3 | None reported |
| Michael Brigagliano | VICE CHAIRMAN | Board, Officer | 3 | None reported |
| Gerald Polyascko | DIRECTOR | Board | 3 | None reported |
| Ann Regan | DIRECTOR | Board | 3 | None reported |
| Sally Arnett | DIRECTOR | Board | 3 | None reported |
| Josep Mitilieri | DIRECTOR | Board | 3 | None reported |
| Kelley Mayer | DIRECTOR | Board | 3 | None reported |
Top 10 paid people listed
These 10 people received $2,950,420, which is 14.4% of the $20,423,575 salary base shared by 316 employees.
| Name | Title | Role | Hours/week | From this org | From related orgs | Other pay | Total |
|---|---|---|---|---|---|---|---|
| William Birnie | PRESIDENT/CEO | Officer | 40 | $374,329 | $0 | $36,954 | $411,283 |
| Todd Kern | CHIEF EXPERIENCE OFFICER | Officer | 40 | $313,269 | $0 | $28,640 | $341,909 |
| Sarai Rodgers | CHIEF HUMAN RESOURCES OFFI | Officer | 40 | $293,710 | $0 | $46,952 | $340,662 |
| Paul Leonhardt | CHIEF LENDING OFFICER | Officer | 40 | $286,040 | $0 | $45,464 | $331,504 |
| Dennis Kingery | CHIEF FINANCIAL OFFICER | Officer | 40 | $273,167 | $0 | $42,934 | $316,101 |
| Kendall Schorr | CHIEF RISK OFFICER | Officer | 40 | $257,393 | $0 | $34,609 | $292,002 |
| Rogelio Estrada | VP OF PROCESS EXCELLENCE | Highly paid employee | 40 | $200,811 | $0 | $39,800 | $240,611 |
| Daniel Kitchen | VP OF BUSINESS BANKING | Highly paid employee | 40 | $189,183 | $0 | $39,302 | $228,485 |
| Nathan Frichtel | VICE PRESIDENT, INFORMATION TECHNOLOGY | Highly paid employee | 40 | $186,064 | $0 | $41,000 | $227,064 |
| Kirsten Hanson | VP OF REAL ESTATE LENDING | Highly paid employee | 40 | $197,941 | $0 | $22,858 | $220,799 |
Sources
- IRS e-file return 202503189349315220 (Form 990, period ending 2024-12-31): readable copy at ProPublica Nonprofit Explorer
- IRS Tax Exempt Organization Search for EIN 95-1820763
- Organization website (as filed): www.frontwavecu.com