Winsouth Credit Union
Gadsden, AL · EIN 63-0371386 · Rank 15,338 by total revenue
To provide thrift opportunities and low cost loans to members.
Money, Form 990 for tax year 2025
- Total revenue
- $29,117,164
- Total expenses
- $26,148,242
- Total assets
- $452,065,537
- Salary base (all salaries and wages)
- $5,744,234
- Salaries, other pay and benefits
- $8,114,977
- Employees
- 150
- Salary base per employee
- $38,295
"Salary base" is Form 990 Part IX lines 5 to 7. "Employees" is everyone who got a W-2 that year, full or part time. Form 990-EZ and 990-PF report pay differently; see About the data.
Leadership (14)
| Name | Title | Role | Hours/week | Total pay |
|---|---|---|---|---|
| David Eubanks | CEO/PRESIDENT | Officer | 40 | $320,185 |
| Nathan Clough | COO | Officer | 40 | $197,821 |
| Traci Higgins | CFO | Officer | 40 | $180,335 |
| Mark Shaddix | DIRECTOR OF LENDING | Officer | 40 | $169,131 |
| Kelly Whisenant | COMPTROLLER | Officer | 40 | $161,451 |
| Rachael Lee | DIRECTOR OF HR | Officer | 40 | $152,759 |
| Giorgio Torregrosa | CTO | Officer | 40 | $117,257 |
| Gary Kennedy | BOARD MEMBER THROUGH MAY 2025 | Board | 2 | None reported |
| Don Smith | CHAIRMAN | Board | 2 | None reported |
| Ronald Patrick | VICE CHAIRMAN | Board | 2 | None reported |
| Cory Skelton | SECRETARY | Board | 2 | None reported |
| Brett Posey | TREASURY | Board | 2 | None reported |
| Chad Houze | BOARD MEMBER | Board | 2 | None reported |
| Ryan Frazier | BOARD MEMBER | Board | 2 | None reported |
Top 10 paid people listed
These 9 people received $1,542,103, which is 26.8% of the $5,744,234 salary base shared by 150 employees.
| Name | Title | Role | Hours/week | From this org | From related orgs | Other pay | Total |
|---|---|---|---|---|---|---|---|
| David Eubanks | CEO/PRESIDENT | Officer | 40 | $298,153 | $0 | $22,032 | $320,185 |
| Nathan Clough | COO | Officer | 40 | $172,740 | $0 | $25,081 | $197,821 |
| Traci Higgins | CFO | Officer | 40 | $155,704 | $0 | $24,631 | $180,335 |
| Mark Shaddix | DIRECTOR OF LENDING | Officer | 40 | $144,265 | $0 | $24,866 | $169,131 |
| Kelly Whisenant | COMPTROLLER | Officer | 40 | $145,088 | $0 | $16,363 | $161,451 |
| Rachael Lee | DIRECTOR OF HR | Officer | 40 | $131,678 | $0 | $21,081 | $152,759 |
| Keith Sills | CONSUMER LENDING MANAGER | Highly paid employee | 40 | $111,042 | $0 | $10,644 | $121,686 |
| Scotty Wilson | COMM/MORTGAGE MANAGER | Highly paid employee | 40 | $110,764 | $0 | $10,714 | $121,478 |
| Giorgio Torregrosa | CTO | Officer | 40 | $96,421 | $0 | $20,836 | $117,257 |
Sources
- IRS e-file return 202631339349305013 (Form 990, period ending 2025-12-31): readable copy at ProPublica Nonprofit Explorer
- IRS Tax Exempt Organization Search for EIN 63-0371386
- Organization website (as filed): www.winsouthcu.com