Credit Unions Chartered in the State of Michigan
Battle Creek, MI · EIN 38-6060726 · Rank 8,064 by total revenue
Kccu is a full-service financial institution serving families for decades. your credit union provides more opportunity than other financial institutions because it is owned and governed by the people who utilize its products and services. every member owns a share of the credit union and the credit union operates to promote the financial well-being of all its members.
Money, Form 990 for tax year 2025
- Total revenue
- $62,301,752
- Total expenses
- $48,794,144
- Total assets
- $961,622,499
- Salary base (all salaries and wages)
- $11,280,365
- Salaries, other pay and benefits
- $14,308,148
- Employees
- 194
- Salary base per employee
- $58,146
"Salary base" is Form 990 Part IX lines 5 to 7. "Employees" is everyone who got a W-2 that year, full or part time. Form 990-EZ and 990-PF report pay differently; see About the data.
Leadership (15)
| Name | Title | Role | Hours/week | Total pay |
|---|---|---|---|---|
| Tracy Miller | CEO | Officer | 38 | $562,965 |
| Lindsey R Law | CLO | Officer | 38 | $267,036 |
| Amber Mallernee | CCO | Officer | 38 | $230,265 |
| Kate Pratley | CHIEF RISK OFFICER | Officer | 38 | $202,433 |
| Chris Harris | CFO | Officer | 38 | $181,873 |
| Jason Cain | CHIEF TECHNOLOGY OFFICER - PART YEAR | Officer | 38 | $93,759 |
| Carol Casey | DIRECTOR | Board | 1 | None reported |
| Chirstopher Demarest | DIRECTOR | Board | 1 | None reported |
| E Paul Chambers | DIRECTOR | Board | 1 | None reported |
| Henry Pat Rolfe | CHAIRPERSON | Board | 1 | None reported |
| Marie Smith | VICE CHAIRPESON | Board | 1 | None reported |
| Melissa Miller | SECRETARY | Board | 1 | None reported |
| Roger E Pitzer | TREASURER | Board | 1 | None reported |
| Seph Dabrowski | DIRECTOR | Board | 1 | None reported |
| Trey Junkins | DIRECTOR | Board | 1 | None reported |
Top 10 paid people listed
These 10 people received $2,342,130, which is 20.8% of the $11,280,365 salary base shared by 194 employees.
| Name | Title | Role | Hours/week | From this org | From related orgs | Other pay | Total |
|---|---|---|---|---|---|---|---|
| Tracy Miller | CEO | Officer | 38 | $503,350 | $0 | $59,615 | $562,965 |
| Lindsey R Law | CLO | Officer | 38 | $240,877 | $0 | $26,159 | $267,036 |
| Amber Mallernee | CCO | Officer | 38 | $194,130 | $0 | $36,135 | $230,265 |
| Jerald Pawlowicz | FINANCIAL ADVISOR | Highly paid employee | 37.5 | $194,652 | $0 | $33,033 | $227,685 |
| Kate Pratley | CHIEF RISK OFFICER | Officer | 38 | $164,843 | $0 | $37,590 | $202,433 |
| Becky Schutz | MORTGAGE LOAN ORIGINATOR | Highly paid employee | 37.5 | $170,645 | $0 | $23,471 | $194,116 |
| Chris Harris | CFO | Officer | 38 | $159,260 | $0 | $22,613 | $181,873 |
| Tara Steele | BUSINESS LENDING MANAGER | Highly paid employee | 37.5 | $150,642 | $0 | $22,253 | $172,895 |
| Chris Kasper | SENIOR INFORMATION TECHNOLOGY MANAGER | Highly paid employee | 37.5 | $125,420 | $0 | $30,482 | $155,902 |
| Jessica Bissenden | VP OF HR | Highly paid employee | 37.5 | $133,952 | $0 | $13,008 | $146,960 |
Sources
- IRS e-file return 202642549349301494 (Form 990, period ending 2025-12-31): readable copy at ProPublica Nonprofit Explorer
- IRS Tax Exempt Organization Search for EIN 38-6060726
- Organization website (as filed): www.kelloggccu.org