4front Credit Union
Traverse City, MI · EIN 38-1524350 · Rank 6,786 by total revenue
To provide financial services to members with a common bond.
Money, Form 990 for tax year 2024
- Total revenue
- $76,251,267
- Total expenses
- $76,831,381
- Total assets
- $1,028,814,833
- Salary base (all salaries and wages)
- $17,705,441
- Salaries, other pay and benefits
- $22,116,843
- Employees
- 359
- Salary base per employee
- $49,319
"Salary base" is Form 990 Part IX lines 5 to 7. "Employees" is everyone who got a W-2 that year, full or part time. Form 990-EZ and 990-PF report pay differently; see About the data.
Leadership (14)
| Name | Title | Role | Hours/week | Total pay |
|---|---|---|---|---|
| Andrew Kempf | CEO | Officer | 40 | $637,309 |
| Karl Pagel | CFO | Officer | 40 | $399,756 |
| Bryan Lindfors | VICE CHAIRMAN | Board, Officer | 1 | None reported |
| John Jack Hodge | TREASURER | Board, Officer | 1 | None reported |
| Michael Skyler Fort | SECRETARY | Board, Officer | 1 | None reported |
| Todd Rohrback | CHAIRMAN OF THE BOARD | Board, Officer | 1 | None reported |
| Jack Martin | CIO | Key employee | 40 | $328,622 |
| Daniel Baker | CLO | Key employee | 40 | $270,965 |
| Shelley Deyoung | COO - PART YEAR | Key employee | 40 | $152,472 |
| Brian Ausdemore | DIRECTOR | Board | 1 | None reported |
| Charles Hague | DIRECTOR | Board | 1 | None reported |
| Julie Kosloskey | DIRECTOR | Board | 1 | None reported |
| Matilyn Mattie Meadows | DIRECTOR | Board | 1 | None reported |
| Mike Slater | DIRECTOR | Board | 1 | None reported |
Top 10 paid people listed
These 10 people received $2,802,667, which is 15.8% of the $17,705,441 salary base shared by 359 employees.
| Name | Title | Role | Hours/week | From this org | From related orgs | Other pay | Total |
|---|---|---|---|---|---|---|---|
| Andrew Kempf | CEO | Officer | 40 | $552,349 | $0 | $84,960 | $637,309 |
| Karl Pagel | CFO | Officer | 40 | $322,666 | $0 | $77,090 | $399,756 |
| Geoff Streit | VP COMMERCIAL LENDING | Highly paid employee | 40 | $341,329 | $0 | $54,332 | $395,661 |
| Jack Martin | CIO | Key employee | 40 | $272,965 | $0 | $55,657 | $328,622 |
| Daniel Baker | CLO | Key employee | 40 | $230,011 | $0 | $40,954 | $270,965 |
| Nathan Peterson | VP LENDING | Highly paid employee | 40 | $133,488 | $0 | $35,592 | $169,080 |
| Greg Snover | VP INFORMATION TECHNOLOGY | Highly paid employee | 40 | $122,154 | $0 | $36,552 | $158,706 |
| Shelley Deyoung | COO - PART YEAR | Key employee | 40 | $128,556 | $0 | $23,916 | $152,472 |
| Abigail Hart | VP OPERATIONS | Highly paid employee | 40 | $133,264 | $0 | $14,401 | $147,665 |
| Rachel Hunter | CMO | Highly paid employee | 40 | $121,506 | $0 | $20,925 | $142,431 |
Sources
- IRS e-file return 202513189349310746 (Form 990, period ending 2024-12-31): readable copy at ProPublica Nonprofit Explorer
- IRS Tax Exempt Organization Search for EIN 38-1524350
- Organization website (as filed): www.4frontcu.com